Benefits

"What You Want"	"What You Get"
High Returns		2.00% APY* - on balances of $20,000 or more
Easy Access		24/7 Access
No Minimum Balance		No Minimum Balance
Low Opening Deposit		Only $1 to Open An Account
Security		Huntington Online Guarantee & FDIC Insured**
Added Features		Free Online Banking & ATM Card

2.00% APY - on balances of $20,000 or more:
It's one of the best rates around. Since it's only offered online, what we save on processing costs we pay back to you in higher rates.

24/7 Access:
Access your money online anytime of the day or night through our free Online Banking.

No Monthly Fees:
There are no monthly maintenance fees.

Huntington's Online Guarantee & FDIC Insured:
For extra peace of mind, we guarantee that your online activity will be secure and always on time. And your deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to $100,000 per individual.**

Free Online Banking, ATM Card, & Online Statements:
More ways that we make managing your money easier and more convenient. No wonder we were voted a Top Ten Online Banking Experience^†.

*Annual Percentage Yield (APY) is accurate as of December 18, 2008. Rates may change after account is opened. Fees may reduce earnings. The interest rate on balances of $0 - $2,499.99 is 0.50% (0.50% APY), balances $2,500-$9,999,99 earn 1.00% (1.00% APY), balances $10,000-$19,999.99 earn 1.19% (1.20% APY), balances $20,000-$49,999.99 earn 1.99% (2.00% APY), balances $50,000-$99,999.99 earn 1.99% (2.00% APY), balances $100,000-$999,999.99 earn 1.99% (2.00% APY), and the interest rate on balances of $1,000,000.00 and up is 0.50% (0.50% APY). Minimum deposit to open account is $1.

**Accounts are FDIC Insured up to applicable limits.